Here are my thoughts and rants enjoy! My goal is to help you become healthy, wealthy, fit, and wise I will offer you tips to secure the best mortgage and finances for your home as well as education on fitness. I welcome healthy debate and/or corrections If based on facts. My goal is to provide you with the necessary information to achieve your highest level of fitness and well being. Clarence Ferguson NMLS#1920746 RTSm, CES, PN1